AI Personal Finance App & Company Report Tool - Sell Project

Key Highlights: AI-powered personal finance platform ready to scale Over 1,000 hours of development using modern, scalable technologies: Node.js, PostgreSQL, Chart.js, Stripe, FMP, Yahoo Finance, web push, APNs, etc. Tracks full net worth across 12 asset and 5 liability categories Supports 150+ currencies and multi-currency portfolios with conversion Features a Company Investment Report Generator with: 16 quarters of financials Key ratio flags (red/amber/green) Mini trend charts AI-generated highlights, risks, and signals Example: MSFT Investment Report Built-in educational insights section with a growing organic subscriber base Daily retail investor newsletter with macro, equity, crypto, and commodity news Interactive calculator suite (savings, debt, compound interest, investment growth) Embedded 3-tier subscription model (Free, Basic, Premium) via Stripe Push alerts to browser and Apple devices (automatic + bespoke) Built-in privacy-first analytics (non-cookie-based) Security-first: TLS 1.3, AES-256, Stripe webhook verification, security policy published Hosting: Hardened VPS on AWS (OpenLiteSpeed) Would cost $60k+ and 6–9 months to replicate this full-stack feature set Suggested product roadmap available on request An optional Zoom walkthrough or demo for serious buyers Operations: MoneyIQ is fully built and functional with real-time data integrations via FMP and Yahoo Finance. Current maintenance requires 1 hour per weekday for light testing, newsletter publishing, and support monitoring. No ongoing dev work is required unless the buyer wants to expand features or scale growth. Stripe payments, email alerts, session handling, and mobile support are already integrated and live. Customers: The platform is pre-revenue with no paid users yet, but has achieved early traction with over 50 platform, newsletter, and insights subscriptions. Customers are global retail investors (not limited to one region), with growing interest from both casual and advanced users. No paid acquisition has been run yet, meaning the full marketing runway remains untapped. Financials: As an early-stage product, there is currently no revenue. However, the infrastructure is fully built and optimised, running on a single VPS with a PostgreSQL backend and a performant Node.js stack. Stripe integration, user authentication, and tiered pricing (Free, Basic, Premium) are already in place, providing immediate monetisation potential via: Scalable subscriptions for premium features Affiliate revenue from product mentions and financial tools Sponsored financial product placements Targeted insights and offers based on user net worth and portfolio data The primary financial upside lies in scaling user acquisition, growing newsletter reach, and leveraging personalised insights for monetised recommendations. A business case, revenue model, and pitch deck are available upon request. Additional Notes: MoneyIQ is an ideal acquisition for a solo founder, fintech startup, media group, or finance-focused platform looking to scale quickly with a fully built, multi-feature product. Push infra, real-time data, newsletter tooling, and monetisation paths are already in place. Ready to scale. Just needs distribution. An optional product roadmap is available, featuring ideas such as budgeting tools, AI chat, savings and debt planners, and integrations with major banks or brokers. Open to reasonable offers. Serious buyers can request a call or demo. The platform is built and market-ready — not a prototype or idea.