A full-stack, multi-role Loan Management System (LMS) with an automated Business
CreditSea LMS is a production-ready, full-stack Loan Management System (LMS) designed for fintech startups, NBFCs, micro-lenders, or developers looking for a complete lending platform boilerplate. The system handles the entire loan lifecycle—from multi-step borrower eligibility checks and automated underwriting to disbursement release and UTR-verified repayment collections. Key Modules & Features: • Borrower Portal: Multi-step loan application flow with real-time eligibility calculator, document upload (salary slips), and live loan status tracking. • Business Rules Engine (BRE): Server-side validation engine checking age limits, minimum income, employment status, and PAN format before loan approval. • Multi-Role Back-Office Operations: Admin Dashboard: System-wide metrics, overall loan volume, active applications, and status counts. Sales Desk: Lead recovery module to track drop-offs and tele-call BRE-failed applicants. Sanction Desk: Operational underwriting portal to review applicant documents, approve requests, or reject with custom feedback. Disbursement Hub: Financial release control room for verified loan disbursement. Collection Cell: Payment ledger with UTR uniqueness validation, real-time balance reconciliation, and automatic loan closure upon full settlement. • End-to-End State Machine: Robust lifecycle transition pipeline (DRAFT → BREPASSED → DOCUMENTSUPLOADED → APPLIED → SANCTIONED / REJECTED → DISBURSED → CLOSED). • Built-in Database Seeder: Includes pre-configured demo roles and credentials for instant local testing and demonstration.
Next step: <ol><li data-list="ordered" class="ql-indent-1"><span class="ql-ui" contenteditable="false"></span><strong>Launch as SaaS / White-Label:</strong> Connect a payment gateway (e.g., Stripe/Razorpay) and launch as a B2B SaaS micro-lending platform or BNPL product.</li><li data-list="ordered" class="ql-indent-1"><span class="ql-ui" contenteditable="false"></span><strong>Credit Bureau API Integration:</strong> Connect real-time Credit Bureau APIs (e.g., Experian / CIBIL) directly into the automated Business Rules Engine (BRE).</li><li data-list="ordered" class="ql-indent-1"><span class="ql-ui" contenteditable="false"></span><strong>Bank Statement Parsing:</strong> Add automated bank statement analysis for instant income verification.</li><li data-list="ordered" class="ql-indent-1"><span class="ql-ui" contenteditable="false"></span><strong>Mobile App:</strong> Build a React Native or Flutter mobile app using the ready-to-use REST API backend.</li></ol><p><br></p>
For sale
Asking price: $350 USD
What's included
Source code, All related data, All related design work
Full GitHub repository access, pre-configured database seeder script with role personas (Admin, Sales, Sanction, Disbursement, Collection), environment configuration guides, and initial setup/deployment assistance.
Reason for selling
I am busy with other things and no longer have time to maintain this project.
Project metrics
Average Monthly Revenue: Pre-revenue
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